Released on = January 28, 2006, 11:31 pm

Press Release Author = eCommerce Junction

Industry = Accounting

Press Release Summary = Buying a home is a complicated and even frustrating
experience for everyone, but for first time buyers there are all sorts of added
pressure. Important pointers the virgin home buyer needs to know before committing
on the dotted line

Press Release Body =
FOR IMMEDIATE RELEASE
1/29/2006


Tips for the Virgin Home-Buyer: What to Know Before You Sign On The Dotted Line

As a virgin home buyer, you are ready to take that big step. You have enough in your
savings for a down payment and you have decided that it is finally time to own your
own home. However, buying a home is never a simple process. There are many issues
that the first time home buyer has to grapple with, most notably finances and lack
of knowledge.

A few tips if you are just starting in the property game:

Check Your Finances

You want to make sure that your finances are in order and that you have enough money
to proceed with your dream of owning your own home. It is important that you take a
look at your credit history before you apply for a mortgage so that you can clear up
any mistakes or irregularities.

Do Your Research

Before you begin your house shopping, you need to know what you are looking for. You
need to know what kind of house and area you want to live in. Some useful questions
might include:

-Is the neighborhood safe?
-Is the house big enough for my needs and in the near future?
-Are there schools?
-Is it close to work? If not, how much time will I spend commuting?
-Is there public transportation?
-What condition is the house in? What repairs will I have to make right off the bat?
-Will I be able to make some money when I sell the house in a few years?

If you are planning on applying for a mortgage, you will also want to do some
research on the different types and terms of mortgages that would be available to
you.

Find the Right Real Estate Agent

Whether you are buying or selling, it is important you also do your research where a
real estate agent is concerned. A good real estate agent will be knowledgeable of
the housing market in the area you are looking in and he or she will be able to
answer most if not all of the questions you have about this process.

Put that Offer In

This can be a difficult part of the process for both the buyer and the seller. The
buyer does not want to overpay or go beyond his or her budget. There are other
factors to consider, especially a contract that outlines what will and will not be
included in the home (i.e. appliances).

Home Inspection

This is an important step - you want to know exactly what you are getting yourself
into when purchasing a home. If there are problems with the home, you want to know
that right off the bat, not a few months down the road.




Paul Sam provides in-depth write-ups on home loans. More articles and other helpful
information can be found at http://www.loans.ecommerce-junction.com


For More Information Contact:

Paul Sam
http://www.loans.ecommerce-junction.com



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